Foiled Again!

Thwarted Again! Thwarted Again! Thwarted Again! By Maeve Maddox A line related with the nineteenth century mustache-spinning stage scoundrels impeded by the legend was Curses! Thwarted once more! Foil as an action word significance to baffle the endeavors of is well known with feature authors and columnists. Netanyahu makes last push to thwart Swedish intend to partition Jerusalem Flake-outs foil Sunrise civic chairmen installment plan for code violators Police foil intend to slaughter Dawoods sibling The action word started as a chasing term importance to ruin a follow or fragrance by running over it, from Old French fouler, stomp on. It took on its cutting edge significance of ruining someones plans during the 1660s. Foil as a thing meaning a slender sheet of metal, originates from a French word for leaf, current French feuille. The feeling of metallic food wrap dates from 1946. In fiction, a foil character is an optional character used to face up specific characteristics in a primary character. In Hamlet, for instance, Laertes goes about as a foil to Hamlet. Though Hamlet wavers to retaliate for his dads passing, Laertes rushes to look for retribution for the demise of his sister. In Macbeth, the steadfast, well behaved Banquo fills in as a foil to aspiration crazed Macbeth. Macbeth murders to win the crown. Banquo sits idle and turns into the dad of lords. This thought of the word foil as difference originates from the act of sponsorship a pearl with metal foil to make it sparkle all the more brilliantly. Shakespeare utilized it in this sense in Henry IV, Part I. The future Henry V is a lewd sovereign. In a talk he foresees changing his ways when he becomes lord. He imagines that his subjects will value his rule more on the grounds that theyll have his spoiled youth to contrast it and: My reconstruction, sparkling oer my flaw, Will show all the more goodly and pull in more eyes Than that which hath no foil to set it off. This utilization of the thing foil to mean balance is a most loved with political essayists: Republicans make President Obama foil in state races Crist Uses His Old Party as a New Foil: He has utilized the Republican-drove state lawmaking body as a moderate foil to build his allure among anti-extremist and Democratic voters. Ehrlich invites Palin as a foil: Ehrlichs camp is holding onto Palins move as a chance to stress the previous governors increasingly moderate profile. Both thing and action word are utilized energetically here: Keeps an eye on foil burglary plan thwarted at Home Depot: A man who attempted to thwart the robbery location gadgets at Home Depot with aluminum foil learned Saturday that his plan would not work. Foil meaning a light fencing weapon is of questionable starting point. Need to improve your English in a short time a day? Get a membership and begin accepting our composing tips and activities day by day! Continue learning! Peruse the Vocabulary class, check our mainstream posts, or pick a related post below:Because Of and Because of When to Form a Plural with an ApostropheHow frequently is every other month?

Cretaceous Period Essay Example

Cretaceous Period Essay Example Cretaceous Period Essay Cretaceous Period Essay The Cretaceous time frame was 144-65 million years back. It was the last time of the Mesozoic time. The Cretaceous time frame was first characterized by a Belgian geologist named Jean d’Omalius d’Halloy in 1882, utilizing the layers in the Paris Basin and named for the broad beds of chalk (calcium carbonate saved by shells of marine spineless creatures, basically coccoliths), found in the upper Cretaceous of Europe. The name Cretaceous was gotten from latin creta, which means chalk. The name of the island, Crete, has a similar cause. The Cretaceous time frame had a generally warm atmosphere and high eustatic ocean level. The seas and oceans were populated with now wiped out marine reptiles and on the land, dinosaurs. Furthermore, simultaneously well evolved creatures, fowls, and blooming plants showed up. Blooming plants spread during this period despite the fact that they didn't get transcendent until the Campanian stage close to the finish of the age. Therid development was supported by the primary appearance of honey bees. Simultaneously, some previous Mesozoic gymnosperms like Conifers kept on flourishing. Ashore, well evolved creatures were a little and still moderately minor part of the fauna. The fauna was commanded by the Archosaurian reptiles, particularly dinosaurs which were the most differing. Pterosaurs were basic in the early and center time of the period, however as the Cretaceous continued they confronted developing rivalry from the radiation of winged animals, and by the end before the finish of the period, just tow particular families remained. During the Cretaceous, creepy crawlies started to expand, and the most seasoned known ants, termites, butterflies, moths, grasshoppers and wasps showed up. In the oceans, beams, current sharks and teleosts got normal. Marine reptiles, for example, the ichthysosaurs were in the right on time to center time of the Cretaceous, plesiosaurs all through the whole time frame, and mososaurs in the late Cretaceous. There was a dynamic decrease in biodiversity during the Maastrichtian phase of the Cretaceous time frame preceding the proposed natural emergency initiated by the occasions of the mass eradication. Biodiversity required a significant measure of time to recuperate from the occasions of the mass eradication, in spite of the likely elimination of numerous species. Regardless of the seriousness of this limit occasion, there was a noteworthy inconstancy in the pace of annihilation between and inside various fossils. Species which relied upon photosynthesis declined or got wiped out because of the decrease of sun based vitality arriving at the Earth’s surface due to air particles obstructing the method of daylight. Proof proposes that herbivorous creatures, which relied upon plants as their food, ceased to exist on the grounds that as their food sources turned out to be rare. Subsequently, top predators, for example, the Tyrannosaurus Rex likewise died.

American Aviation During Wwi Free Essays

U. S. Flying during World War I American flying was in its earliest stages when the United States entered WWI in 1917. We will compose a custom article test on American Aviation During Wwi or on the other hand any comparable subject just for you Request Now Most U. S. pilots were undeveloped in air battle and utilizing airplane that were less advanced than their foes. At the point when the U. S. joined the partnered powers in April of 1917, it had 56 pilots and under 250 airplane, which were all old. In July of 1917, congress appropriated $640 million to shape 354 battle units. There were no ventures in the U. S. as of now producing airplane. With a couple of preliminary and mistakes upheld by the administration, the Bureau of Aircraft Production and a different Division of Military Aeronautics were built up. The new business created 11,754 airplane and the Army set up 27 essential flying schools in the United States. American pilots would not have the option to use these assets until the finish of the war. A considerable lot of the forays flown by U. S. pilots were in outside airplane. A portion of the airframes utilized were the Salmson perception planes, Spad XIII interests, Havilland DH-4’s, Breguet 14’s, and some French inflatables. Albeit a significant number of these airframes helped win unequivocal air fights, they were no correlation with the German Fokker. Fokker was a Dutch airplane producer that started delivering planes in Germany. The â€Å"Fokker Scourge† had progressive deadly implement and was the most dreaded airframe during WWI. An American pilot by the name of Eddie Rickenbacker reviews in his book â€Å"Fighting The Flying Circus† a chance to exchange a German pilot his life for his Fokker airplane. Despite the fact that the United States flight units needed preparing and adequate airplane, they were as yet ready to have any kind of effect in WWI and proceed to have air predominance right around one hundred years after the fact. This could be licensed to winning definitive fights and the U. S. being a â€Å"learning association. † With the work of inflatables and fixed wing airplane for channel fighting {text:soft-page-break} observation, the U. S. had the option to spare a large number of troopers while conveying bombs and shots from the sky. American military administration saw the significance of this asset and has planned in surveillance airplane from that point forward. With channel fighting, an impasse would frequently create with the two sides having neither a bit of leeway nor a disservice. Having air surveillance would end up being important in gathering knowledge on adversary positions. These equivalent airplane would be fitted with bombs to clear advance foe channel lines and to wreck their back flexibly. Air recon planes were equipped with an onlooker who might delineate foe fortresses while archiving the size and weapons of the foe. Airborne surveillance later on becomes one the fundamental focal points of the U. S. military. Surveillance airplane during WWI were enormous, massive, and moderate. This made it simpler for adversary ground troops to kill and littler, quicker airplane to crush. The Allied and Axis powers both started to convey warrior airplane to ensure these recon planes and to devastate any foes they interacted with. This utilization of littler, quicker, very much equipped airplane helped introduce the period of supersonic contenders in current fighting. WWI showed the significance of warriors and the U. S. has contributed a ton of assets and investigation into their improvement. The United States was engaged with different measures of vital fights during the most recent two years of the war. A portion of these fights would check the start of America’s race for air predominance and the requirement for vigorously outfitted airplane. At the Battle of St. Mihiel, Billy Mitchell was given control of 1, 4821 airplane, just 40% being American. â€Å"It was the biggest aviation based armed forces at any point gathered for a solitary activity, comprising of 366 perception planes, multi day aircraft, 91 night aircraft, and 701 interests. † Pilots detailed the annihilation of streets and inflatables and {text:soft-page-break} airplane killed. The American Air Service being unpracticed in air fighting were attempted a yearning air battle that was incredible around then. In spite of the fact that St. Mihiel was not a total achievement, Col. Mitchell made an autonomous American Air Force that accepts that whatever the restriction is, no strategic ever be turned around. Billy Mitchell took escalated seminars on air transportation educated by united pilots. â€Å"What they needed to state and significantly more, what they were doing, changed over him to a hypothesis of air power still neglected in the United States. Billy Mitchell comprehended the significance of air force and how indispensable it is win future wars. He accepted this such a great amount of that in 1925, he blamed Army and Navy pioneers for a practically â€Å"treasonable demonstration of national security† when he didn't get the assets requested. Mitchell was court-martialed and resigned in the blink of an eye a while later. He has been viewed as the d ad of the U. S. Aviation based armed forces and B-25 Mitchell was named in his respect. During WWI, Germany had built up air predominance with its flying order â€Å"The Flying Circus† drove by the German Ace, Baron Manfred von Richtofen. The â€Å"Red Baron†, hich he was ordinarily known, had eighty ethereal triumphs. The Baron and his armada of Fokker’s would be America’s greatest test in getting the high ground in flying fighting. Skipper Edward Rickenbacker, of the American 94th Aero Pursuit Squadron, was only the man to take on such a ground-breaking adversary and have any kind of effect. â€Å"Eddie† Rickenbacker was America’s â€Å"Ace of Aces† who represented twenty-six airplane destroyed. Twenty-two of airframes were planes and four of them were inflatables. On September 25th, 1918, Rickenbacker brought down two planes on his solitary assault on seven German planes. Rickenbacker got the Congressional Medal of Honor for this in 1931. {text:soft-page-break} Captain Rickenbacker was a remarkable pilot, yet he comprehended the significance of having an incredible airframe in the U. S. Army’s armory. Rickenbacker, and numerous other U. S. pilots, just approached unacceptable airplane and as a rule, needed to acquire from different nations. During an attack in September of 1918, Captain Rickenbacker and Lt. Coolidge (child of Calvin Coolidge) experienced a few German foes over Grand Pre. Lt. Coolidge, probably the best pilot in the 94th Aero Pursuit Squadron, was killed. Rickenbacker proceeded to kill a few German planes before making a beeline for Allied domain. Rickenbacker saw a German Fokker on his way back who’s motor had evidently slowed down. Rickenbacker wound up in an inquisitive position and concluded that as opposed to destroying him, he would bring his â€Å"prize† back unblemished. As the German Fokker cruised down toward the path Rickenbacker had guided him, another airplane (Rickenbacker didn't know whether it was French or American) appeared suddenly and crushed the plane. â€Å"So almost had I prevailing with regards to catching flawless a most important Fokker from Germany’s most celebrated Squadron! Chief Rickenbacker and numerous other American pilots comprehended the significance of having the high ground in air fighting. They comprehended that wars can be won from the sky and extraordinary airplane were required for this to occur. More pilots lives were lost because of airplane glitch than to adversary moun ted guns. Life was short during World War I and American pilots lived it valiantly. This brought the requirement for more secure, solid airplane in the U. S. military. With the military’s acquisition of 11,754 airplane close to the finish of the war, the U. S. was en route to air predominance. A portion of these planes were cut from the spending plan after WWI, yet before long turned into a concentration during World War II. {text:soft-page-break} Aeronautical accomplishment before the finish of World War I, had won kindness by the American military, yet with the American open. H. G. Wells composes â€Å"Every pilot who goes up to battle, will battle even more readily with two related choices in his brain, a knighthood or the brief installment of a liberal life confirmation arrangement to his kin. Each man who goes up and demolishes either a plane or a Zeppelin noticeable all around should, I hold, have a knighthood in the event that he gets down alive. World War I fights including avionics helped sparkle America’s race for air predominance. Military authority perceived the job flying would play in future wars and securing our country. More assets and assets were produced to procure the best airplane and the best pilots. Without American association in such fights as the â€Å"Battle of St. Mihiel†, America may have joined the aviation race much later and met with rout. Billy Mitchell and Eddie Rickenbacker were additionally significant players to realize the new day break of American avionics, Aerospace Expeditionary Forces. The most effective method to refer to American Aviation During Wwi, Papers

Immigration Reform During The United States - 925 Words

Since the early 1990’s, the immigrant population in America has doubled to over 40 million. The population could be higher factoring in illegal immigrants with the number estimated to be over 11 million. Majority of these immigrants both legal and illegal are mainly from Africa, Asia, Latin America and the Caribbean. Uncontrolled immigration has been blamed on loss of jobs, higher crime rates and housing problems in the US. While these immigrants play a unique role in the economy, the executive and the legislature have found it necessary to control the inflow of these immigrants for various reasons. A number of laws and immigration policies have been enacted to create order in this issue. How these laws are perceived by immigrants and the general American population has varied and has been a major topic for debate. Immigration reforms started a long time ago. About 30 years ago, Congress passed a bill that was signed by President Reagan signed into law as the Immigration Reform and Control Act of 1986 (Schwab 2013). The law promised to control the entry of immigrants into the country. The law specifically sought tighter boarder controls and at the same time register around three million illegal immigrants. The act in part outlawed employers from knowing employing illegal immigrants and also allowed seasonal immigrants to work in the agricultural sector. Since this no other comprehensive has addressed this complex issue well (Camayd-Freixas, 2013). The history of the US as aShow MoreRelatedBenefits Of Immigration Reform During The United States Essay1651 Words   |  7 PagesBenefits of Immigration Reform Today, the need for immigration reform questions many economic, political and moral realities in our country. In particular, the current immigration reform as a major issue in the Latino community. Each area will be examined with an emphasis on how each is beneficial to the economy, as well as touching on the differences between the key opinions around immigration reform. Latinos make up a large portion of the people impacted by the outcome reform bill. The MigrationRead MoreImmigration Reform During The United States1120 Words   |  5 PagesImmigration Reform Immigration reform has long been a battle for the United States and its people. One side of the spectrum the American people say, bring more people in and the other side says, enough! Lock the borders! Send them home. So who is right? The complexity of the immigration issue is not easily answered morally, however studies show the economic impact is vastly different in the way we choose to handle this problem. This article explores several economic possibilities if another massRead MoreIllegal Immigration1570 Words   |  7 Pages English 102 25 June 2013 Illegal Immigration Illegal Immigration has been a problem for a very long time now in the United States. It has also been a very controversial subject for as long as I can remember. Illegal immigration goes back hundreds and thousands of years. Living in such an anti-illegal immigration state has been tough, there is always something about illegal immigration laws going on, and politics talking about it and the saddest part families being separated, daily. Read MoreImmigration : A Nation Of Immigrants937 Words   |  4 Pages â€Å"Immigration make us stronger. It keeps us vibrant. It keeps us hungry. It keeps us prosperous. It is part of what makes this such a dynamic country†-Barack Obama. Throughout America’s history, immigrants have been a pivotal aspect on its economy and culture. America has always been a nation of immigrants, in fact during 1881 to 1920 nearly 23.5 million immigrants were welcomed by the American government with open arms. However, this phase ended when the U.S. government decided to put a limit onRead MoreImmigration And The United States1464 Words   |  6 Pages Immigration has always been a complex issue in the United States. Previous and current administrations have had great difficulties in setting policies and programs in place to address this problem. During the course of American history, laws were enacted to address such issues. There were numerous legislative milestones in regards to immigration in the United States. In order to understand the current issues regarding immigration, we have to look back at the policies that were in placeRead MoreCause/Effect of immigration reform971 Words   |  4 Pagesto mind when you think of immigration? What is the United States’ current Immigration Policy? Would you even think that it is considered to be one of the most debatable topics today? Nowadays, many people decide to immigrate to have a better life for themselves and their families. Immigration reform, as it has been called, had been tried during the past years by our very own Congress. Obviously, administrations efforts failed because, currently, illegal immigration is still a platform. Why wouldRead MoreImmigration During The United States1662 Words   |  7 PagesTara Paddyaker PS1113 Roni O’Dell Word: 1662 Immigration Immigration has played a huge role in settling America. Once known as â€Å"the melting pot† America has a wider diverse population. The history of immigration is what built America and created that diversity. Over the last 150 years, immigration laws have been enacted and changed to meet the demands of the influx of immigrants. Both Republicans and Democrats see immigration as a political battlefield. Each party blames the other for the lackRead MoreEconomics And Immigration : The Economics Of U.s. Immigration Policy964 Words   |  4 PagesEconomics and Immigration Immigration is a topic on everyone s minds these days. With presidential candidates vying for votes in debates and political campaigns, immigration has been talked about quite a bit. But what is truly known about immigration? Since it is such a divisive issue, it is hard to know what is true and what isn’t. Unfortunately, the information most readily available to us comes in the form of opinionated articles and biased speeches by presidential candidates. Because the informationRead MoreImmigration Reform1221 Words   |  5 PagesImmigration Reform is a serious and current issue in politics, in government, and in the lives of millions of people. Immigration reform is a term used by the American government and in politics. It refers to the changes to the current immigration policies in the United States. â€Å"Reform† is defined as a â€Å"change into an improved form or condition, by amending faults or abuses.† So, in a nutshell, Immigration Reform means the imp rovement of the law regarding how we, the United States, handle immigrationRead MoreImmigration Reform Of The United States1508 Words   |  7 Pagescome to the United States of America for better opportunities, such as employment and reuniting with family. These people are immigrants. However, many people immigrate illegally, meaning they do not comply with proper protocol for becoming a U.S. citizen. Throughout the history of America, reformation of immigration policy has already been implicated in federal law. Presently, immigration reforms are being considered to make it easier for foreigners to start a new life in the United States of America

Analysis Of Aime Cesaire s Discourse On Colonialism

Aime Cesaire’s Discourse on Colonialism, first published in 1955, reads as a passionate and scathing piece of prose, laying heavy, but warranted criticism on Europe, the oppressed classes and those who continue to allow such oppression to continue. While being written around 1955 specifically about colonialism, it bears many explicit and metaphorical statements which can be applied to our situation today, both in terms of racial struggles as well as struggles against capitalism and imperialism. While all these struggles are intimately intertwined, it is important not to conflate them, emptying each of their specificity. Cesaire’s politics, opinions did not remain stubbornly stagnant. Rather, he has proved quite responsive to situational changes, constantly tweaking his thought in reaction to the conditions he found around him. His politics are marked by several shifts, which seem, on paper, to be quite drastic, but are actually rather fluid developments for the most par t. The shifts seem to begin from his early immersion in French political theory and culture, particularly as a young man in Martinique, to his part in the Negritude movement accompanied by a distancing from Europe and wholesome embrace of blackness and the idealization of Africa as the homeland. Discourse on Colonialism Cesaire’s work discredit to focus too heavily on this moderate moment. The work in question is, on its own, a much-needed critique of European bourgeois society (although the metaphor can beShow MoreRelatedSample Resume : The Cambridge Companion 10581 Words   |  43 Pageshave the urge to defend it’ Étienne De La Boà ©tie Take up the White Man s burden– Ye dare not stoop to less– Nor call too loud on Freedom To cloke yourRead MoreA Passage Of India And The Relations Of Power10531 Words   |  43 Pageshave the urge to defend it’ Étienne De La Boà ©tie Take up the White Man s burden– Ye dare not stoop to less– Nor call too loud on Freedom To cloke your

Characters in The Odyssey and Ramayana Essay - 1101 Words

In The Odyssey and Ramayana, the authors depict the characters through the eyes of their culture and civilization. In both works, the representation of men and women reflects an ideal that was sought after at the time. Particularly, the texts focus on the relationships between the main characters and the religion, as well as the main character and their familial ties. In The Odyssey, there is Athena and Odysseus while in Ramayana, there is Rama and Sita. Both Athena and Sita represent the idealistic woman which base their actions and thoughts off of their emotions. Whereas Odysseus and Rama, their characters’ roles represent the ideal status of a male figure in the authors’ society and the man’s role between religion and the family.†¦show more content†¦Ã¢â‚¬Å"But Zeus’s daughter Athena countered him at once. The rest of the winds she stopped right in their tracks, commanding them all to hush now, go to sleep. All but the boisterous North - she whipped him up and the goddess beat the breakers flat before Odysseus...† (323) Her status as Zeus‘ daughter allows her to get away with going against Poseidon and also to meddle in the situation as much as she wants. Even though women weren’t considered equals to men at the time, it’s interesting to see how easily she can persuade her father to give her the power to help Odysseus. When comparing The Odyssey to Ramayana, Sita’s represents ideals viewed by her Indian culture that have similar characteristics with the Ancient Greek culture regarding family ties and religion. In particular Sita’s role describes the importance of womanhood and how to speak up for your own beliefs - even if the majority of people do not respect them or see them in high regards. â€Å"One might steal the incomparable uaci from the hand that wields the thunderbolt and long remain alive. But violate a woman like me, raksasa, and even drinking the nectar of immortality will be no escape for you.† (890) Instead of using physical actions, Sita uses words as her defense and helps create a dialogue between her and the importance of marriage and staying faithful to your partner. Even if the person faces a raksasa it’s better to hold fast than to give in and showShow MoreRelatedAnalysis Of The Odyssey 1313 Words   |  6 Pagesversion of the Indian epic The Ramayana, Rama intends to â€Å"establish peace, gentleness, and justice† (Narayan 1972: 63) in the world. In Homer’s The Odyssey, Odysseus has an uncontrollable â€Å"fighting spirit† (Homer 1996: 227) that too often ends in misfortune. Despite these great differences, these two characters have one thing in common: they are widely regarded as heroes in their religion. This is just one of many distinctions between the two epics. In The Odyssey, the afterlife consists of â€Å"theRead MoreWomen s Literature : Oppression And The Role Of A Woman971 Words   |  4 Pagesstories, across culturally different times and societies. I chose Sita, from the Ramayana, Penelope, from Homer’s Odyssey, and the Wife of Bath from the Canterbury Tales. Looking at the qualities of these different women, they are essential pieces to the success of the â€Å"hero†, a sidekick, almost. It was interesting to me, that across these different cultures, I found a lot of similarities between them. In the Ramayana, we see the hero, Rama, and his wife, Sita. Sita is described as the â€Å"ideal woman†Read MoreThe Epic Of The Ramayana887 Words   |  4 Pagesand approach enlightenment. The Ramayana, a relic with sacred relevance not only to India, but all of humanity, consolidates the innumerable queries by humans, answers them with morality, principals, and philosophical beliefs. This Indian heroic epic poem, comprises of approximately 24,000 verses, is mostly written using the sloka meter and is divided into 7 books, each containing 500 chapters. It provides a narrative allegory of Rama s life and other characters who have become fundamental peopleRead More12 Literary Piece1670 Words   |  7 Pages12 Literary piece that have Influenced the World 1. The Bible or the Sacred writings: This has become the basis of Christianity originating from Palestine and Greece 2. Koran: The Muslim bible originating from Arabia 3. The Iliad and the Odyssey: These have been the source of Myths and Legends of Greece. They were written by Homer. 4. The Mahabharata: The Longest epic of the world. It contains the history of religion in India. 5. Canterburry: it depicts the religion and customs of EnglishRead MoreThe Movie Ramayan 1257 Words   |  6 PagesSachinbhai Patel Dr. M HUM – 121 July 16, 2015 Paper # 2 Movie- Ramayana This movie Ramayan is based on one of the great literature epic of India Called Ramayana, the other being the Mahabharata. Ramayana story transmitted orally for generations but not recorded until the eighth century B.C.E. It was written by the poet Valmiki. In this great epic story the main person was Rama who was an seventh incarnation of the Lord Vishnu who is the care take and protector of this world, Rama was like a BuddhaRead MoreAnalysis Of The Odyssey 1689 Words   |  7 PagesThe Odyssey begins by describing Odysseus, a â€Å"man of twists and turns† (Homer 1996: 1) showing that this book is focused on the men, rather than the women. Shortly after, the first description of any womanly figure is â€Å"bewitching† (Homer 1996: 2), which shows that as the epic progresses, the description of most female adversaries would be negative. In Hippolytus, Aphrodite begins by saying that she â€Å"treats well who revere her power† but â€Å"trips up those who are proud (averse) to her† (Euripides 2001:Read MoreQuotation Analysis Of Gilgamesh1270 Words   |  6 PagesEssay In The Epic of Gilgamesh, The Odyssey, and The Ramayana of Valmiki, the protagonists Gilgamesh, Odysseus, and Rama all share similar traits. Although the three characters each came from different backgrounds and accomplished different tasks, they all share the qualities of a hero. The three exhibit strength and wisdom, the ability to defeat god-like creatures, and are able to overcome the obstacles in their lives. In order to be labeled as a hero, characters are usually stronger than or go throughRead MoreThe Odyssey, The Ramayana Of Valmiki, And The Bhagavad Gita2114 Words   |  9 Pagesthat is visible in famous warrior stories. The Odyssey, The Ramayana of Valmiki, and The Bhagavad-Gita all deal with conflicts of war and how it can affect the lives of those involved. Violence as a solution to combat any disagreements or problems has been viewed as noble and necessary in many stories. Armed conflict and violence has an effect on everyone involved and the aftermath can be just as destructive as the initial fighting. The characters in these stories are defined by their status asRead MoreComparing Odyssey s Wanderings, The Decameron And The Canterbury1883 Words   |  8 Pageswanderings, The Decameron and The Canterbury. Boccaccio begins the Decameron’s narratives with a tribute to language and its power. How they use the power of language, and how the storyteller can affect the s tory. Some of the stories we’ve read like the Ramayana give examples of the ideal man. Which is impossible we’re only human. The frame stories do the opposite, they give realist examples of different types of people showing us that everyone has flaws. The power of literature make us think about whateverRead MoreAnalysis Of R.tolkien And Henry Wadsworth Longfellow1864 Words   |  8 Pagesmaintaining its uniqueness and rich culture showed also the relatability of the story. It is written in a poetic epic and can be compared to many of the great epics and stories of the world. â€Å"A collection of these runes, comparable to India s Ramayana, or the Greek Odyssey, is known in Finland as the Kalevala, and those who sing its lyrical verses from memory are known as rune singers. These elders long carried in their minds the entire record of the Finnish language.†(Handwerk) Now more openly discussed

On Operations Management of Uniqlo-Free-Samples for Students

Question: Profile an Organization of your choice and explain how the Concepts of Operations management apply to them. Answer: Introduction Uniqlo is a clothing brand which originated in Japan in 1949 as a textile manufacturer. It is an international brand with presence in 1000 and above stores in the world. With an aspiring objective of keeping up 5 trillion yen in deals by 2020, Uniqlo will be one of the 21st century's best associations to observe. The company has planned to develop itself as the principal outline retailer in the United States, with new stores opening throughout the country with the quick pace in recent coming years. Uniqlo has its own standing in the market which is recognized as a reliable brand. A continuous awareness of changes in trend, diverse variety and testing of traditions is benchmark achieved by Uniqlo. The focus of the report is on operations management of Uniqlo. 4 V analyses is undertaken to know the various dimensions of a brand. Thereafter 5 key operational objectives are discussed in order to describe its current structure of operational management. Uniqlo key issue like inventory and quality is discussed in detail. In last the recommendation to Uniqlo operations management team is analysed. 4 V's analysis of Uniqlo organization: The Four V's in the business operations of Uniqlo is described as follows: Volume dimension: The volume dimension of Uniqlo operations is the key factor to analyse how their business activities are organized. A good example of Uniqlo brand as they interact with their customers, know the daily promotions, faster transaction facility at the time of registration, clothes must be folded quickly[1]. The essential important thing to be considered in volume dimension is the repetition of the same process due to a similarity in process. Efficient staff and effectiveness in routine procedure add an important mark in volume. Economies of scale are achieved at certain price level and also the experience of doing the thing over and over increases the competitive advantage to the firm. Variety Dimension: Uniqlo offered a variety of items available with the selection of width and variety[2]. The brand made its products according to the demands and requirements of the customer. Uniqlo offers an efficient service with a wide variety and flexibility is which help in increasing the customer base. Recent examples of variety are the availability of 80 colors in polo t shirt available all time in stores of Uniqlo, Uniqlo premium jeans made up of selvage denim (unique cloth imported from the mill of Hiroshima) and many more practices shows their variety in products. Variation Dimension: The variation dimension of Uniqlo identifies styles within the product categories which do not have the tendency of going out of fashion and finding out ways to create levels of differentiation in these styles[3]. If Uniqlo has a high variation in demand than greater flexibility will be required by the company to achieve the required capacity level and fulfilling demands. The target will not only be on improving capacity levels but also changing capacity according to fluctuating demand level without incurring an extensive cost. More variation leads to low volumes in stores, incurring a high unit cost. Visibility Dimension: The visibility dimension refers to the consumer ability to watch, track their experience or request through the operations procedure. A superior visibility measurement helps Uniqlo to find out the bundle of customers or retail location where the customer's purchases product over the counter[4]. Uniqlo has made it convenient for all the clients through full-scale execution of web based sales. Operational performance objective Quality: Quality of a brand is more important than a specification. This objective defines how well a product in market performs according to its specification. The appealing features of a product, its reliability, durability and so on is also considered important while evaluating quality objective[5].The quality objective emphasis on the product desirability in the market amongst customers. This objective helps the company to standardize the quality of a product which is acceptable to customers. Speed: It defines the rate at which Uniqlo is generating sales and how often a product is delivered. Speed reflects how fast a firm gives responses to its customer requirement. Speed also refers to issues in the time required by Uniqlo to manufacture a product and develop a new product. Shifting by Uniqlo to digital marketing enables the company to speed up business cycle, and reduce production issues. This enables Uniqlo to deliver exact product desired by the customer and in expected delivery time. Speed is important internally as well in reducing inventory and risks. In addition, the speed with which item can be made and delivered to business sectors is directly connected with the speed with which items can produce money flow Dependability: It is a quality aspect describing reliability, certainty feeling, consistency related to products and production process. Dependability also leads to developing goodwill of a company. It adds important value in Uniqlo and has a direct effect on cash flow and profitability as well[6]. Dependability has two effects- internal and external. Internal has effects cost factor of Uniqlo and external effect is related to customer satisfaction with the brand. Dependability is easily measurable, unlike quality. It increases delivery speed of a company like Uniqlo Flexibility: Volume, variety, process and service/product are four dimensions in flexibility operation management. It is very crucial objective affecting various dimensions of business. Flexibility speeds up response time to customer and production department. It also saves the time of Uniqlo by helping in speeding in response time[7]. Uniqlo provides flexibility in the product by making available new and modified product each time. . Flexibility is also the ability to produce various products and services altogether without incurring a huge additional cost. Cost: It is one of the major operation objectives especially for companies where competition is cut throat. The above objective is achieved by cost advantage in the production process by cutting the operation cost of the product in order to keep competitive price while receiving the return on investment as well. If cost is managed properly then high quality, dependability, flexibility, and speed can not only bring external reward but also improve operation cost. Key issues in operations management: Quality management: Various customers will have distinctive demands, so a working meaning of quality is a customer choice. While considering quality layout, production and company itself must be given importance. In combinations of all measures, it starts with an evaluation of what the customers require, then making an elucidation of this information into distinguishing conclusions in which products of organizations should adjust[8]. Some of the outputs may be lower quality, loss in business, commitment, decreased benefit and increased costs. Regardless, extraordinary quality has particular expenses, like neutralizing activity, evaluation, and disillusionment. The most effective way to deal with issues related to defects is to settle them in one time when they arise. This will surely decrease the cost of good quality as time moves. Inability to meet quality issue is harming Uniqlo image, reputation or leads to negative feedback. In the manufacturing field, the nature of crude materia ls or equipment is influencing the entire assembling process[9]. Uniqlo is not removing is defects and loopholes on time, due to this incurring other potential expenses. The quality issue is incurring some as Uniqlo outsources its generation to accomplice production lines, quality control is difficult and a critical factor. Quality provided by Uniqlo is good but is not meeting the customers' expectations, as the price is very high. Uniqlo has the corporate social responsibility towards its society which it needs to adhere in order to grow and survive smoothly. As Uniqlo is not maintaining its quality of products it is facing extreme criticism in the market. Customer satisfaction must be a prior goal for Uniqlo to retain its customer market and to attain a competitive advantage over its competitors. Uniqlo business will decrease if the unsatisfied customer will do negative publicity regarding its product and services. Generally, a longer dissatisfied customer switches the brand and w ill not recommend other to use. The other dimensions of the product include performance, special quality, durability, reliability and so on. If in Uniqlo brand clothing defects are found in items sold by the Group, for example, using of dangerous materials or poisons, sub-standard cloth and many more, then it may require worldwide item recalls, or remuneration for mischief to the health of consumers, which may negatively affect income, and also harming customers' trust[10]. Uniqlo, high-quality clothing brand products are available at reasonable price and affordable. Customers' complaint regarding quality of the brand is conveyed to the concerned department and desired the course of action is taken. But the durability of the product according to the customer is as not per the desired requirement. Zara is the main competitor of Uniqlo so to compete in the market quality of clothes should be reconsidered. Inventory management: Nowadays companies have moved to demand driven rather than plant level production. The demand is driven focus increases cost for Uniqlo production process, as trend changes every day and fulfilling all demand at low cost is impossible[11]. Due to change in fashion, the inventory management has become a key issue of concern for operations management team. A failure to deliver an item of operations may harm the image for the brand in customer mind. For Uniqlo inventory management issue is significant as it delivers products worldwide and the slowdown in operation process will lead to decrease popularity amongst people. Change in technology and demand also increases cost as the additional cost will be incurred by Uniqlo to fulfill recent demand. As for delaying delivery Uniqlo either will request manufacturing item at higher cost or delay production which will reduce revenue. Incompetent Labour and Staff: Inventory operations management is a procedure for arranging output operation. Each assignment and activity is needed to be done by the Uniqlo staffs which affect the stock and additionally the transportation lead period and other aspects. In this way, the information what one ought and effect of staff activities on the shop are affected by Uniqlo [12]. The effect of this activity of Uniqlo will have on the framework and physical stock ought to be clear to the agent. It is observed that procurement department operations are continuously evaluated by an auditor. In case of Uniqlo absence of head during these operations lead to the unsatisfied response from the customer. As the staff and employees are insufficient to respond to customer inquiries, Uniqlo is losing its valuable customer to competitors. Inadequate training: When an inventory management is handed over to another party on a contract basis then both customers, principal, and other party starts initial processes and document them in the Standard Operating procedure. When business in future changes existing, SOP adopted becomes out-dated[13]. Then new parties by Uniqlo are searched and are required to learn without giving any SOP training. With this procedure they generally have less knowledge than require, so more prone to issue in inventory management. Measures for improvement in operating performance: Business Process Reengineering: It involves basic redesigning of main business processes to attain improvements in productivity and quality of the product. For BPR implementation uniqlo should enhance its quality. They should adopt a typical value system that gives more importance on customer requirements[14]. Uniqlo for adopting BPR should reduce organization inside layers and redesign structure for wasteful activity. They can reduce their manufacturing cost in order to provide good quality in lesser cost. Their qulity can be enhanced by using high quality raw material and improved technology. Six Sigma approach: Uniqlo for successfully implementing this approach should empower its inventory management to reduce the harm caused due to inventory management. It helps in achieving targets with increase in quality and without increase in cost. Employee's problem-solving skills are enhanced as by they can independently alleviate problems related to inventory. Uniqlo can use six sigma approaches to increase the quality of its products by applying efficient leadership and reducing waste. By this they can reduce the customer complaints by significant amount. Customer main complaints are due to defective quality of product and if Uniqlo improves this it will be beneficial both for organisation and Uniqlo adopting six sigma approach will help in reducing waste, improved inventory management, and higher quality of products. Investing in six sigma approaches proves beneficial both for organization and employees in terms of quality and inventory management. Total quality management: TQM is basically concerned about continuous changes in work, from strategic planning to elaborate execution of target. Uniqlo can adopt this practice to continuously increase output in every part of work as it on regular basis to enhance capacities of machines, individual, inventory, and quality. The five important territories for Uniqlo to improve are ability change request era, supply era, innovation, operations and individual's capacity[15]. Uniqlo can adopt this approach in order to enhance weaken area like defective guidelines for product inventory management and quality. The issues in quality can be increased by improving the quality of raw material required for its product. And inventory issue can be resolved by reducing inventory levels. Uniqlo can control mistakes in inventory management from happening and where mistakes reiterate, stopping generation till the point that the procedure can be remedied, to keep the product out of defects. Lean: Lean is a methodical strategy for squandering minimization inside an assembling framework without sacrificing profitability. Uniqlo can consider reconsideration by reducing overburden and waste in inventory management. Working from the viewpoint of the customer, Uniqlo should consider an item or management, selling is an activity or process that a client pays for. So Uniqlo should adopt Lean to manage quality and control over it. For managing inventory: Lean should be practice to control production. Uniqlo should produce products by removing all the defects in production system like hiring competent staff, providing enough training to handle errors in machinery and many more. Other practices like planned production according to market trend should be practiced in order to reduce waste and resources of Uniqlo. Conclusion From above analysis, it can be concluded that an operation manager should consider various factors while producing a product. They should take a decision regarding production when they researched about demand for a product in a market. Uniqlo should keep in mind the four main operational dimensions: variety, volume, variation, and variety. Uniqlo should evaluate its decision on basis of cost and quality of the product as well. Strategies adopted by the company should be unique and innovative in order to remain competitive in the market. The main objective for Uniqlo should be speed, quality, dependability, flexibility, and cost. Uniqlo also faces operational issue mainly inventory management and quality management. An operational manager of Uniqlo should take some major measures like BPR, TQM, 6 sigma approaches and much more to resolve all the issues concerned. Uniqlo as clothing brand is very famous in Japan so to become more famous importance to operation management should be give n. References Baird, K., K. Jia Hu and R. Reeve, The relationships between organizational culture, total quality management practices and operational performance. International Journal of Operations Production Management, vol. 31, no. 7, 2011, p.789-814. Barratt, M., T.Y. Choi and M. Li,. Qualitative case studies in operations management: Trends, research outcomes, and future research implications. Journal of Operations Management, vol. 29, no 4, 2011, pp.329-342. Caro, F. and J. Gallien,. Inventory management of a fast-fashion retail network: Operations Research, vol 58, no 2, 2010, pp.257-273. ElMaraghy, H., G Schuh, W. ElMaraghy, F Piller, P Schnsleben, M Tseng and A Bernard,. Product variety management. CIRP Annals-Manufacturing Technology,vol 62, no 2, 2013, pp.629-652. Gunasekaran, A.,C Patel and R.E McGaughey, A framework for supply chain performance measurement. International journal of production economics, vol 87,no 3, 2004, pp.333-347. Kim, B., Competitive priorities and supply chain strategy in the fashion industry: Qualitative Market Research, An International Journal, vol 16, no 2, 2013, pp.214-242. Kim, D.Y, V. Kumar and U. Kumar,.Relationship between quality management practices and innovation. Journal of operations management, vol 30,no 4, 2012, pp.295-315. Krajewski, L.J.,L.P Ritzman and M.K. Malhotra. Operations management: processes and supply chains, New York, NY: Pearson, vol. 1, 2013, pp 50-100. Luthra, S.,V. Kumar, S. Kumar and A. Haleem. Barriers to implement green supply chain management in automobile industry using interpretive structural modeling technique: An Indian perspective. Journal of Industrial Engineering and Management, vol 4, no 2, 2013, pp.231-257. Sadikoglu, E. and C. Zehir,. Investigating the effects of innovation and employee performance on the relationship between total quality management practices and firm performance: An empirical study of Turkish firms. International journal of production economics,vol 127, no 1, 2010, pp.13-26. Sodhi, M.S., B.G Son and C.S Tang. Researchers' perspectives on supply chain risk management. Production and operations management, vol 21,no 1, 2012, pp.1-13. Stadtler, H, Supply chain management: An overview. In Supply chain management and advanced planning,. Springer Berlin Heidelberg, 2015, pp. 3-28. Subramanian, N. and R. Ramanathan,. A review of applications of Analytic Hierarchy Process in operations management, International Journal of Production Economics, vol 138, no 2, 2012, pp.215-241. Tang, O. and S.N. Musa,. Identifying risk issues and research advancements in supply chain risk management. International journal of production economics, vol 133, no 1, 2011 pp.25-34. Taticchi, P.,F. Tonelli and L Cagnazzo,. Performance measurement and management: a literature review and a research agenda. Measuring business excellence, vol 14, no 1, 2010, pp.4-18. Trkman, P, The critical success factors of business process management. International journal of information management, vol 30, no 2, 2010, pp.125-134 Sadikoglu, E. and Zehir, C. Investigating the effects of innovation and employee performance on the relationship between total quality management practices and firm performance: An empirical study of Turkish firms. International journal of production economics,vol 127, no 1, 2010, pp.13-26. ElMaraghy, et al, Product variety management. CIRP Annals-Manufacturing Technology,vol 62, no 2, 2013, pp.629-652 Stadtler, H, Supply chain management: An overview. In Supply chain management and advanced planning,. Springer Berlin Heidelberg, 2015, pp. 3-28. Kim, D.Y, Kumar, V and Kumar, U,Relationship between quality management practices and innovation. Journal of operations management, vol 30,no 4, 2012, pp.295-315. Gunasekaran, A, Patel, C and McGaughey, R.E, A framework for supply chain performance measurement. International journal of production economics, vol 87,no 3, 2004, pp.333-347. Luthra, S.,V. et al, Barriers to implement green supply chain management in automobile industry using interpretive structural modeling technique: An Indian perspective. Journal of Industrial Engineering and Management, vol 4, no 2, 2013, pp.231-257. Taticchi, P,Tonelli, F and Cagnazzo, L. Performance measurement and management: a literature review and a research agenda. Measuring business excellence, vol 14, no 1, 2010, pp.4-18. Tang, O. and Musa, S.N. Identifying risk issues and research advancements in supply chain risk management. International journal of production economics, vol 133, no 1, 2011 pp.25-34. Subramanian, N. and. Ramanathan,R. A review of applications of Analytic Hierarchy Process in operations management, International Journal of Production Economics, vol 138, no 2, 2012, pp.215-241. Sodhi, M.S., Son, B.G and Tang, C.S, Researchers' perspectives on supply chain risk management. Production and operations management, vol 21,no 1, 2012, pp.1-13. Caro, F. and Gallien,J.Inventory management of a fast-fashion retail network: Operations Research, vol 58, no 2, 2010, pp.257-273. Krajewski, L.J, Ritzman, L.J and. Malhotra. M.K Operations management: processes and supply chains, New York, NY: Pearson, vol. 1, 2013, pp 50-100. Trkman, P, The critical success factors of business process management. International journal of information management, vol 30, no 2, 2010, pp.125-134. Barratt, M., Choi, T.Y and M. Li,. Qualitative case studies in operations management: Trends, research outcomes, and future research implications. Journal of Operations Management, vol. 29, no 4, 2011, pp.329-342. K. Baird, k. Jia Hu and R. Reeve. The relationships between organizational culture: total quality management practices and operational performance. International Journal of Operations Production Management, vol. 31, no.7, 2011 pp.789-814.

301 Redirect WordPress Step-by-Step Guide to Create Redirects

Whether you’re changing the URL of a single page or migrating to a completely new domain, learning the ins and outs of the 301 redirect WordPress rules can help improve your site’s user experience and safeguard your sites SEO health.Here, we have distilled the process of 301 redirects in WordPress into an easy-to-follow tutorial.You can implement this nifty maintenance feature at the page or domain level in just a few minutes. Pass on link equity if you change a URLs page or remove/combine an existing page as part of a content audit.Take users to a functional page instead of displaying a 404 error.Change your WordPress sites domain without losing all your hard-won SEO rankings.Tell the Google crawler a page has been permanently moved.301 redirects vs 302 redirectsAlthough five different types of redirects exist—301, 302, 303, 307, and 308—301 and 302 are the most commonly used.301 A 301 redirect in WordPress is a permanent redirect. It permanently points b oth Google bots and a site’s visitors to the new page.302 A 302 redirect is a temporary redirect. It does not redirect Google bots and thus does not pass on link equity. It only redirects the URL’s human visitors to the new page.Because of the way Google’s crawlers â€Å"read† these types of redirects, 301 is the preferred method of re-routing traffic to a new URL if youre making a permanent switch because it preserves as much of your SEO efforts as possible.A 302 redirect is helpful if you need to temporarily funnel traffic to a different page during times of maintenance or construction—but it should be used sparingly, and with the understanding that it won’t transfer SEO benefitsHow to set up a 301 redirect in WordPressAs with most tasks in WordPress, there are many ways of setting up a 301 redirect. You can use a 301 redirect WordPress plugin, your sites .htaccess file, Yoast SEO, and even straight PHP. The .htaccess file and redirection plugins are, however, some of the most accessible options.Method one: Use the Redirection WordPress plugin for page-level 301 redirectsThe free Redirection WordPress plugin is great for setting a 301 redirect in WordPress on the page level. That is, redirecting yoursite.com/old-page to yoursite.com/new-page.For domain-level redirects, youre better off using the .htaccess method that well show you in the next section. Redirection Author(s): John GodleyCurrent Version: 4.4.2Last Updated: September 29, 2019redirection.4.4.2.zip 86%Ratings 19,796,876Downloads WP 4.8+Requires To get started, install and activate the plugin from WordPress.org. Then, go to  Tools - Redirection to run the plugins setup wizard.Once you go through the short setup wizard, click the  Add New button in the  Redirects tab to create your first redirect.Youll see four settings heres how to configure them:Source  URL   enter the original URL that you want to redirect. I.e. when someone visits this page, theyll be redirected to a different page.Query Parameters   leave this as the default.Target URL   this is the new URL that you want to take visitors to. I.e. if someone visits the source URL, theyll be taken to this URL.Group   this just helps you organize your redirects. Its fine to leave it as the default. Or, you can use the  Groups tab to create a new group if you want to organize your different redirects.Then, click Add Redirect  to complete the setup.If your page doesn’t seem to redirect at this point, clear your cached data and the redirect should start showing up.Method two: Use .htaccess to add 301 redirect in WordPressIf you’re migrating a domain, using your WordPress sites .htaccess file to set up the 301 redirect is the most efficient option. You can also use your .htaccess file to set up page-level redirects, though its not as convenient as the plugin method.To get started, youll need to connect to your sites server to edit your .htaccess file. You have two options:Connect to your server via FTP.Use cPanels built-in File Manager tool, which is what were using below.1. Locate your .htaccess fileTo modify the code in your site’s .htaccess file, first log in to your server’s cPanel dashboard and look for the File Manager tool:Then, you can find the .htaccess file in the root folder of your site. You can also search for it by name:2. Back up your .htaccess contentThis next step is crucial. The .htaccess document could affect the functionality of your website if not handled correctly. Before making any changes to this file, make sure you have backed up the original by right-clicking the file name and selecting â€Å"Download†.3. Add the 301 redirection codeOnce you have saved the file to your machine, select the â€Å".htaccess† file and click â€Å"Edit†. Alternatively, you can right-click on the file and select the â€Å"Edit† option there. To move on to the next step, click â €Å"Edit† in the dialogue box that appears.In the text editor, youll want to add one of the following code snippets depending on your needs:Redirect a single page to another page:Redirect 301 /old-page.html http://www.example.com/new-page.htmlMake sure to replace the example URLs with the URLs of the actual pages you want to redirect.Redirect entire domain name to another domain name:This code snippet will send visitors to the same URL slug at a new domain name. E.g. oldsite.com/example-post goes to newsite.com/example-postRewriteEngine On RewriteCond %{HTTP_HOST} ^(?:www\.)oldsite\.com$ [NC] RewriteRule ^ http://newsite.com%{REQUEST_URI} [L,R=301]Make sure to replace the example domain names with your actual old and new domain names.After editing the .htaccess file, save it and your redirect should be functioning seamlessly.Conclusion best practicesIf you are doing a domain to domain redirect, make sure that the new page is similar to the original.The content should reflect at least 70% of what was on the old page in order to minimize damage to your page’s SEO scoring. find broken links in WordPress.Do you have any questions about how to set up a 301 redirect in WordPress? Ask away in the comments and well try to help.Free guide5 Essential Tips to Speed Up Your WordPress SiteReduce your loading time by even 50-80% just by following simple tips.

Scale of Evil Essays

Scale of Evil Essays Scale of Evil Paper Scale of Evil Paper Dr. Michael Stone is a forensic psychiatrist and professor at Columbia University who has classified the levels of evil on a 22 point scale. He is the presenter of the show Most Evil, which features profiles of murderers, serial killers, mass murderers and psychopaths. The levels are one is for impulsive killing, two is for crimes of passion, seven for narcissistic killers, 10 is for Selfish murders, to remove obstacles, 14 is for acts of mercy, 16 is for multiple vicious acts, 17 is for ruthless predatory and manipulative killers, and 22 is for those that perform prolonged torture, were controlling and abusive, and had some religious aspect and often enlisting others and discarding victims. Two groups that are not on Dr. Stone’s scale are terrorists and corporate criminals. The average age evil people begin their extremely bad habits is approximately eight years old. Fire starting, animal abuse, bad relationship with parents, self-harm, manipulation, rape, and repressed emotions are common among children that have been studied. Another factor that fuels their insanity is getting away with something. It is said that there are few female killers because of the way different genders are raised. About 93% of crimes are committed by men. Dr. Stone believes that 90% of serial killers meet the standards of psychopathy, love control and domination. About half on them are loner who cannot sustain a relationship and are trying to get back at those who have abused them. An example of this is a mass murderer in Texas that killed close to 70 people. He was abused and neglected by his mother as a child, by chose not to injure her. Instead, he savagely murdered other people, mostly women. This is classified as a love-hate relationship because the killer would rather harm other people, but not the parent. Murderers of this type have most likely suffered damaged parts of their brains that control sexual functioning and self-control. Since women have an anti-social nature, they view murder as a game. Psychological profiling was mainly developed by the Federal Bureau of Investigation (FBI). It pertains to reviewing a criminal’s behavior, motives, and background to further guide an investigation. In elaborate cases involving serial killers, rapists, kidnappers, or bombers, a psychological profiler is brought in to visit the crime scene. The profiler needs to know what makes the criminal violent, and get to the root of the problem that started the series of killings. The controversy regarding offender profiling is investigators may arrest the wrong person who matched the profile. This proved true in the Beltway sniper attacks. A profile was described as a white, middle aged man, which mislead investigators. Hannibal Lecter’s profile would be a white middle age man, slick black hair that is half-way gray, goes a little past his ears, blue eyes, eyebrows about gray, height about 5†6’, and weighs about 140-170lbs, who attacks people by eating their faces. I would place Lecter at number 17 because of his multiple cannibalistic attacks, and manipulation like with the police that were bringing him food, while he was in the huge cage. He expresses psychopathic behavior for having no remorse for his victims. He appears to have a love-hate relationship with Clarice because when he escapes, Lecter has no intention of harming her. Buffalo Bill’s profile is mid-40, brown hair with a receding hairline, who is a transgender wannabe that skins his victims so he can create a woman costume. I would place him at number 18 because he is manipulative in how he faked an injury because he knew a woman’s nature is to help someone in need. Unfortunately, Catherine was that girl. Buffalo Bill knew exactly what size of a woman he wanted, so he could starve them and skin them. He does not think of his victims as people because of the way he calls them â€Å"it† when talking to them. While torturing his victims, he talks to his poodle, Precious, like a baby.

Egovernment Issues, Technology And Applications Essay

Egovernment Issues, Technology And Applications - Essay Example The study is significant to the school Heads, teachers and parents who may use the data gathered so as to strategize on how to encourage and motivate the adolescent students in learning to improve their academic performance and stiffly face the challenges that comes their way. The essay shall restrict itself to the factors and effects surrounding the poor academic performance among adolescent students in the US. It will look into factors and effects that arise from the home environment and the learning motivation of the learners. The report shall restrict itself to the specific schools in the US with a possibility of generalising the findings to other schools of the US. The study shall target on the effects of home environment and learning motivation on academic performance of adolescents because it is an area which has not been well researched, and therefore any study focused specifically to that category would yield into timely results. This paper makes a conclusion that adolescent students are faced with a lot of challenges during their academic lives. So many effects on their academic performance are paramount and for them to improve, these effects must be found out and addressed accordingly. This is possible only if the government and the public realize the significance of good academic performance among the adolescents, their continued stay in school without dropping out of school and their positive contribution to the nation and the society at large. The government and the public should therefore empower and support researchers in all ways. This is only possible if the challenges stated above shall be resolved and a long-term solution found

THE GLOBAL BRANDING OF STELLA ARTOIS Case Study Example | Topics and Well Written Essays - 500 words

THE GLOBAL BRANDING OF STELLA ARTOIS - Case Study Example This number is very low compared to other industries, such as tobacco, liquor, and soft drink industries. Therefore, it would be appropriate for Interbrew to take advantage of this opportunity by developing a global brand and expanding into markets that are unexplored by acquiring brewers in both growing and mature markets. Stella Artois is certainly the best flagship brand for the company. Firstly, it is clear from the case that the brand is doing exceptionally well in the global market. For instance, the global volume of Stella Artois rose by 97 percent between 1992 and 1999, which was remarkable considering the level of competition (Beamish and Goerzen 108). Stella Artois also serves as the best global flagship brand since it has established good reputation in the European market and beyond. According to the case, Stella Artois is seen as the â€Å"European premium lager,† which clearly demonstrates how well the beer has been received in the European market. Therefore, as much as Stella Artois has suffered in one way or the other, it still serves as the right flagship brand for the company. Interbrew’s move to focus its strategies on cities as markets instead of countries has a number of advantages. Firstly, the strategy is beneficial to the company in the sense that it allowed Interbrew the opportunity to offer the right training to its staff. Secondly, the strategy was advantageous since it ensured that Interbrew received wide media coverage. Thirdly, the strategy ensured that Interbrew gained more return on marketing and promotion investment. Additionally, the strategy appeared advantageous to the company since it enabled the company to gain more control over marketing and distribution (Beamish and Goerzen 114). Other advantages associated with the strategy include enhancing brand awareness in the cities. However, the strategy was also associated with a number of disadvantages, including limiting the brand

To Veil of Not To Veil Essay Example for Free

To Veil of Not To Veil Essay Those of people that are brought up in typical western culture believe that Muslim women who wear the job symbolize the continued oppression of women in the Middle East. In â€Å"To Veil or Not To Veil† Jen’nan Ghazal and John P. Bartkowski perform a case study of different forms of identity among Muslim women in Austin Texas. This experiment delves into Muslim culture and tries to analyze both sides of the argument a primarily factual essay. The article carefully analyses both sides of the issue in an attempt to better understand what the head coverings mean for these women, and how their gender roles compare as muslim women. It appears that some people of the west fail to do before making assumptions about Middle Eastern oppression of women, many stop to ask a Muslim woman what she thinks about wearing a veil. In their case study Ghazel and Bartkowski talked to twelve veiled women and twelve unveiled women in Austin, Texas and asked them questions surrounding the controversy of the hijab. Islamic women’s motivations for veiling seem to vary dramatically. The range can be broad as expressing their strongly held conviction, to critique western culture, for strictly religious purposes, and to be viewed not just as women, but as intellectual equals. Some of verses in the Qur’an and Hadiths (Islam’s holy texts) say that women must wear to hijab to not tempt men and that to be a good Muslim woman she must conceal her body. This belief makes women overall much more modest and submissive. The Islamic religion according to the article is very much a patriarchal religious institution and some of the bureaucratic men in the society are said to see the veil as a way to keep women subservient in their society. This appears to be the central reason why unveiled women do not wear a hijab. They believe that because the head covering wasn’t originally created by Islam they shouldn’t have to wear it to achieve spiritual welfare or be considered of higher religious caliber. They believe the hijab is an oppressive tool to leave the male social hierarchy as it is now. By not wearing the hijab it appears that the majority of women feel empowered verses those woman who do where a veil. But it is important to note that there exceptions to the rule, the article talked about a girl who wore the hijab to be taken seriously by society and move up the social hierarchy. This article primarily uses an empirical methodology. The arguments are portrayed through the research and case study that the two authors conducted in Austin, Texas. Both arguments are covered thoroughly and some quantitative data is used. As I read the article I found it surprising that the two authors only conducted this study on twenty four women, twenty four Americanized women no less. An American Muslim woman verses a Middle Eastern Muslim woman can have very different views on the issue simply because the societies are so different, it is possible that the culture of the United States is encouraging this challenging think by these twenty four women. I also found it a little shocking that the article failed to address the factor fear plays in Middle Eastern Muslim women to wear the hijab. The majority of the Middle East is based on an ideology called Timocracy which is a society based on honor. When women in some countries do not wear the veil they are in affect disrespecting Islam and the nation according to some more radical Muslims. Because of this many women are punished by being beaten for something as little as a veil slipping in public. It is clear that a hijab does not have just one singular meaning. The veil may be a piece of the Islamic religion, but it is how women view and own the veil that determines what gender arises for the issue. While the some of the cultures may be forced on women, like Iran it takes independent and free thinking women to determine the culture now and how it will evolve.

Education and Class Essay -- Social Class

Class theorists argue that class provides the basic structure of society and is also the chief cause of the inequality of modern societies. The hierarchy of the Australia class system consists of a "ruling" upper class, a "white-collar" middle class, and a "laboring" working class. There is enormous inequality between the class groups and especially between the upper- and middle-classes and the working-class. What class you belong to plays a determining role in what sort of life you lead. Those at the top of the class structure typically seem to have more power, more wealth, more opportunities, and more control over their lives than those at the bottom. They also have a greater impact on society and use this advantage to manipulate society to serve their values and suit their needs.   Ã‚  Ã‚  Ã‚  Ã‚  This is no where more evident than in the social institution of education. Education is one of the great dividers amongst classes. The school you go to often determines what sort of qualifications you obtain, what job you get and, thus, how much money you earn and what class you move into. Education is a means in which individuals seek social mobility. Parents realized this long ago and some struggle to send their children to private schools to give them a better chance of succeeding in the class hierarchy. Other children, typically from working-class backgrounds, are victims of low expectations, both from their parents and internally, and leave school as soon as they can, moving into low-pa... Education and Class Essay -- Social Class Class theorists argue that class provides the basic structure of society and is also the chief cause of the inequality of modern societies. The hierarchy of the Australia class system consists of a "ruling" upper class, a "white-collar" middle class, and a "laboring" working class. There is enormous inequality between the class groups and especially between the upper- and middle-classes and the working-class. What class you belong to plays a determining role in what sort of life you lead. Those at the top of the class structure typically seem to have more power, more wealth, more opportunities, and more control over their lives than those at the bottom. They also have a greater impact on society and use this advantage to manipulate society to serve their values and suit their needs.   Ã‚  Ã‚  Ã‚  Ã‚  This is no where more evident than in the social institution of education. Education is one of the great dividers amongst classes. The school you go to often determines what sort of qualifications you obtain, what job you get and, thus, how much money you earn and what class you move into. Education is a means in which individuals seek social mobility. Parents realized this long ago and some struggle to send their children to private schools to give them a better chance of succeeding in the class hierarchy. Other children, typically from working-class backgrounds, are victims of low expectations, both from their parents and internally, and leave school as soon as they can, moving into low-pa...

Analysis of banks’ performance

Generally considered as the biggest financial crisis since the Great Depression, the Global Financial Crisis (SGF) was followed by the European sovereign debt crisis, which heavily affected most European nations in early 2010. This report will analyses the impact of the crisis on the performance and risk exposure of two major banks: Alpha Bank (ABA) and Deutsche Bank (DB).. Alpha Bank, the second largest Greece bank, locates in one of the five Euro-zone nations which suffered the most following the global crisis.At the same time, Deutsche Bank (DB) is a German bank which operates in both investment and commercial banking sectors. In particular, this report will study the asset and liability structure, the performance as well as the market and off-balance sheet risk. Also, the annual performance of 2008 to 2010 will be analyses in order to fully capture the impact of the financial crisis on these selected banks. 1. 1 Asset, Liability Structure and Risk Exposures 1. 1. Analysis of Lloy d Banking Group (LAG) Table 1: Capital Raising Activities (Liability Structure) Figure 1 Figure 2 The bank operates in both commercial and investment sections which contents in detail, wholesale, insurance and investment as its main business activities. Deposit is the main source of funding, given that the proportional ways remains above 50%during these 6 years. Generally speaking, Deposits are more reliable compare to other capital raising activities.Noticing that even during 2008 to 2010, the Deposits were lightly effect by SGF, which means retail deposits are less volatile and less sensitive to shocks. In addition, the bank was voted by Reader's Digest the most trusted bank of Britain in the 2008. LAG as a function of commercial bank, a large and versified customer base kept the bank safe during the SGF and European debt crisis. Wholesale is the second major part of their business. Figure 2 has shown that, Debt securities take around 20% during 2007 to 2012, which implies that, L AG raises not enough funds from deposits.However, wholesale is sensitive to changes in the market. As the wholesale depositors are able to transfer the fund if others bank provides better offer to them. LAG have to undertake higher withdraw risk. LAG introduced new pricing management of saving products from 2011 in order to minimize withdraw risk. The benefit for this new plan is increasing deposit balances and reducing the proportion of wholesale. Furthermore, because of LB is a diversified bank in British, insurance division is the third mainly activity for the bank to raise fund.However, insurance may exposures liquidity risk, if policyholder who is seeking to cash in their financial claims immediately or some unexceptional accident occurs, the bank has to get huge fund to pay for them. According to Lag's annual report, the liabilities of insurance remains around 13% from 2007 to 2012, which took up higher proportion of total liabilities. However, since the flood happened in late 2007 and therefore the bank had to pay the claims, the bank had a highest percentage of insurance liability compare to other 5 years.Besides, due to SGF and European debt crisis during 2009 to 2012, higher unemployment rates shrink the Auk's economy, the proportion of liability of insurance policy also affected. Finally, basing on the Figure 2 we can find that, derivative financial insurance only has small proportion in this structure, due to LAG is able to raise enough fund from deposit, wholesale and insurance sections. Table 2: Portfolio Asset Allocation (Asset Structure) Figure 3 As a largest commercial bank in K, the main source of investment of LAG is Loans, which take up over half proportion of its total asset.This type of assets was allocated to households, firms and public sectors. According the annual report of the bank, personal mortgages play an important role in loan. However, these assets are exposed to credit risk and default risk. Therefore, LB engages reverse repur chase agreements for collateralized loans in order to reduce risks. The second main source of investment of LAG is Trading and other financial Asset at fair value through profit or loss.Comparing to loans, debt securities are more sensitive and exposed to the credit risk. However, government and corporate securities are taking larger proportion in total Trading and other financial Asset at fair value through profit or loss. As these types of securities are more stable and reliable, this credit risk is mostly mitigated. 1. 1. 2 Analysts of BIN Paris (BIN) Table 3: Capital Raising Activities (Liability Structure) Figure 4 BIN Paris is a universal bank which participates in retail and investment sectors.According to the chart shown above, the main source of Buns capital raised by raiding derivative instruments in financial liabilities at fair value through profit or loss from 2007 and took a Jumped up approximately 25% in 2008 due to Global Financial Crisis(SGF). Generally speaking, de rivatives trading are carrying higher risks than other class of liabilities, such as credit risk, market risk, currency risk and interest rate risk. Because they are sensitive to the market changes and lenders are less loyal to the bank, but respectively this source of funds can generate high returns to make the bank become profitable.However, the liability structure of BIN was not constantly unchanged. In the following next two years 2009 and 2010, the main component shifted to deposits due to SGF which brought an unfavorable economy recession all over the world. This strategy of the bank intended to reduce the risk exposures via decreasing trading of risky financial instruments and more relying on deposits to raise capital in order keep the bank in a safer base during the worse recession time.The capital raising structure changed back again from 2011, noticing that unlike 2007 and 2008, the proportions of deposits and financial liabilities at fair value through profit or loss beca me approximately close amounts. However, derivatives trading are still playing an important role in Buns capital raising activities. Another considerable segment of liability structure is debt securities, which mainly content in government bonds, given that the amounts of issued had been increased from Ð ²?157,mom to Ð ²?211 ,mom from 2008 to 2009.Due to the bank changed the major capital raising activity to deposits in 2009 and 2010, meanwhile it had increased issue in debt securities in order to raise more efficient funds. This behavior can be explained that the bank was worrying about only relied on deposits as not enough and trying to diversified risks via shifting liquidity risk (from deposits) to default and credit risk. Table 4: Portfolio Asset Allocation (Asset Structure) Figure 5 The main source of investment of BIN is financial assets at fair value through profit or loss, which accounted more than 50% of total assets through 2007 to 2008.Again, this type of assets mainly consists in trading of derivative instruments, repurchase agreements afterwards and other securities transactions. In practice, derivatives trading can generate higher returns but will carry more risks because they should eave to meet what the customers' needs and generally they are sensitive to the change of market. Therefore, the risk exposures not only content credit risk, but also put the bank faces interest rate risk and currency risk. L The second considerable segment of investment is loans which mainly comprised of loans to customers.Noticing that the amounts started increasing from 2009, which accounted up to 40% of total assets (compared to 2008 was only 25%), the portions are getting close to the main component, trading of financial assets. Throwing back to SGF and debt crisis, increased in loans and decreased in trading risky assets might be considered as a strategy for BIN to diversify its several risks as we mentioned previously but this time default risk would also be raised. However, derivatives trading are still playing an important role over these six years.In addition, available-for-sale financial assets have been significantly increased in 2009, the following year after SGF. It major contents bonds particularly in government bonds. The main reason could be government bonds are the safest investment way, however, default risk may be considered in this case. . 1. 3 Differences in asset, liability structure and risk exposure Comparing the asset and liability structure between LAG and BIN, the significant difference is the main source of the capital raising activities and asset allocations between these two banks are different.LAG is much more relying on customers' deposits, a safer way to raise funds which allows LAG has a reliable capital base and confident level to go through the SGF in 2008 also the European debt crisis in 2010. In contrast, BIN changed its capital raising structure twice from changing the portions between derivatives raidi ng to raise funds on deposits in response to the impacts of SGF and debt crisis. Additionally, the core functions of these two banks are different.LAG is focusing on customers' deposits and making loans to them. However, BIN is much more concentrating on derivatives trading in both asset and liability parts (even though it shifted the main component of capital raising activity from financial liabilities to deposits between 2009 and 2010 but derivatives transactions still played an important role during those two years. ) Overall, BIN is much more sensitive to the economy and surely it carries more risks than LAG. . 1. Impacts of SGF and Debt Crisis on Asset and Liability Structure Lloyd Banking Group (LAG) For the asset structure, due to the financial hardships that many households and businesses are experiencing, as a result of the recent economic decline in the UK. LAG committed to help customers in these challenging times, which reflective of our relationship-based approach. In R etail segment, we maintained strong level of mortgage lending to new lending, and helped thousands of customers to buy new homes. As shown in the diagram above, we can see that the total asset has increased room IEEE,mom to El ,027,mom in two years' time.An increasing of 57. 55% reflects that with a 61. 25% increase in loans and advances to customers. There are strong levels of customer lending growth in commercial banks, corporate markets and mortgages. For the Liability side, the percentage of total liability has greater changed in 2009, which given that increased up to 56. 64%. After the SGF, the total liabilities still stand at a higher level in the following years as long as the European debt crisis occurred in 2010. Deposit, debt securities in issue and the liabilities of insurance are he three main components be affected.As LAG is the largest bank in I-J, it provides more confident for their customers. Even The bank experienced SGF and European debt crisis, deposit still brin g positive effect for the group. Compare 2008 to sass's deposits can be found that, there is 51. 46% shapely increasing during 2008-2009, due to more customers lose confident for others investment companies, also getting less people put the money for investment during such weaken economic period. That is the reason explains that why does deposit continuously grow during this period as en of the good reputation banks in British.Table 5 Besides, according to the table shown above, the issue of debt securities have greater increased due to the medium term notes issues changed, which implies that even LAG has sufficient fund to overcome the challenge during SGF, but they still restrained funds through issuing medium term notes in order to provide more fund to help their customers, Furthermore, the higher unemployment rate in UK due to SGF and European debt crisis, more people were getting to claim their insurance compensations, therefore the liability of insurance policy had also been a ffected.According to the balance sheet has shown, the liability of insurance policy has 60. 8% increased from 2008 to 2009. Also from 2009 to 2012, the liability of insurance still maintain in higher level. Overall, as LAG is reliable and stable bank in I-J, the main structure of asset and liability did not changed by the Crisis. BIN Paris (BIN) In regards of Buns capital raising structure had been changed twice during 2007 to 2012. The first change was in the year after 2008 SGF, the bank shifted its major capital raising activity from trading on derivatives (financial liabilities at fair value wrought profit or loss) to deposits.Considering the increased in trading financial instruments, which was the core activity to raise both total liabilities and total assets to history high respectively Ð ²?2,016,mom and Ð ²?2,075,mom in 2008. It leaded the bank with higher risk exposures as well as the leverage level had been increased due to derivatives trading is sensitive to the market and risky. Therefore the bank changed the major component of liability structure to deposits in 2009 in order to reduce risking tried to keep the bank in a safer base during the worse recession time.At the meantime, the bank increased issue in debt securities that attempted to raise more efficient funds in case of relying on deposits was not enough. In 2011 after the European debt crisis, the bank changed its core capital raising activity back to trading on financial instruments again. As an investment bank is a function of BIN Paris, the second changed of its capital structure indicated that the bank already passed the hard time and everything went back on the right track. The major component of the asset structure was financial assets at fair value through profit or loss from 2007 to 2012.In 2009 it had been decreased from 60% to 40%,but the bank increased the portions loaned to Global Financial Crisis,and this class of asset kept stable in the next following 3 years. However, tra ding on derivatives is still playing an important role overall. In addition, according to the increase in issue of debt securities especially in bonds had been increased in its liability structure, therefore, the available-for-sale financial assets had a greater Jumped up during the same year and gradually went down later on. Overall, the impacts of SGF on BIN were far worse than the European debt crisis. 2 PERFORMANCE Analysts 1. 2. 1 Return on Equity (ROE) Definition: See footnoted Figure 6 According to the chart, the ROE of LAG deceased seriously from 2007. In 2010 to 2012, it appeared a little recovering signal but still showing a declining pattern over these six years. During 2007 to 2008 both of the net income and total equity were decreased slightly, therefore, ROE decreased. However, even though the net income only had a little increased in 2009, but due to the total equity greatly Jumped up, the ROE decreased further. After 2010, ROE already deceased to history low given at 5. 4%, because of the negative net income as well as the total equity still stayed at higher level. The falling net income was primary to fewer increased in total operating income but greater increased in the impairment cost. The main reason could be the bank need to increase impairment cost to recover credit risk during SGF and European debt crisis. On the other hand, the size of total equity getting larger, this fact implied that, LAG was seeking more capital fund its financial activities in order to go through the poor economic period.Therefore, the ratio shown the bank experienced unfavorable profitability during those two recession periods Regarding to BIN Paris, the Return on Equity ratio dramatically decreased from 19. 6% to 6. 6% in 2008. It gradually recovered back in the next following years after SGF but it slightly dropped gain after the 2010 European debt crisis. Due to the banks main source of finance is making money via trading derivatives, this pattern of changing e xactly responds to the market conditions due to financial and debt crisis, also explains that the bank is very sensitive to the market.However, compare to the regenerates drop off in SGF, the impact of debt crisis was not significant through looking at the chart. Compare these two patterns of ROE; LAG is showing a declining figure which indicates that the bank had a deeper impact by the financial and the debt crisis. On the other hand, the effect on BIN was significant only shown at the SGF period, therefore, BIN seems to has a better performance overall. 1. 2. RETURN ON ASSET (ROAR) Definition: see footnoted Figure 7 In term of Lab's performance can be shown that, the greater decline in ROAR consists in declining of net income and total assets. The central bank cut the interest rate again and again in this recession period that encouraged more people to borrow money from bank to fund their mortgages or businesses. According to the balance sheet, the total assets sharply increased f rom IEEE,mom to El ,027,mom in 2008 to 2009, and then kept staying at a higher level in the following years.However, as we have analyses in the ROE part, net income decreased dramatically to negative percentages, due to total operating income did not change as lower interest rate, but the impairment cost has greater increasing in order to recover the credit risk. As a result, the net income becomes negative. Similarly, ROAR was deceasing dramatically during 2009-2011. According to the ROAR ratios of BIN, it has shown a similar pattern of trend as ROE. The ROAR sharply dropped 0. 32% in 2008 and recovered back in the next two years but slightly went down after the debt crisis.Considering that the net income of BIN in 2008 was incredibly dropped down over 60% from Ð ²?8,311 millions to Ð ²?3,millions. No matter how the total assets had a greater increased in the same year, the fluctuation of net income was the most important reason determinate the hanged in ROAR. Again, due to the b ank is sensitive to the change of market parameters, we can clearly see that the worse market condition due to SGF brought a negative impact to the bank and it was far more worse than the time during the European debt crisis.In conclusion, both of two banks were decreasing in ROAR during the weak economic period in 2008. The main reason was both of them had greater increased in total asset but the net income stayed at a relatively lower level. In the following years, BIN started to recover back and maintained in a stable level, UT LAG was continuously decreasing to negative due to total asset was maintain in higher level in debt crisis period. 1. 2. PROFIT MARGIN (PM) Definition: see footnoted Figure 8 According to the graph above, LAG had strong profitability in 2007 but it declined to 22. 43% due to SGF then slightly recovered in 2009. However, as the European debt crisis developed in late 2009, the PM continuing dropped out to the lowest, shown at -59. 62% in 2011. The reason is during this weaken economic period, interest and similar income decreasing as lower interest rate, and impairment increasing. This unfavorable decreasing during debt crisis period implies that LAG undertake loss.While the PM drives the ROAR to decline in this period. The European debt crisis shrink the bank much more than during the SGF. Comparing to LAG, BIN Paris keeps its ability steady to pay expenses and generates stable net income from 2007 – 2012. According to the main capital raising activity of BIN is trading on derivatives and other financial instruments, even though the amounts of financial liabilities and assets at fair value through profit or loss were Jumped up during the year of SGF 2008.However, the net income and total operating income were historically low through 2007 to 2012, the main reason was due to both the net gains on trading financial instruments and on available-for-sale financial assets had been dramatically decreased, respectively from Ð ²?7,mom to Ð ²?2,mom and Ð ²?2,mom to Ð ²?mom, which means, even though the trading went up, but net gains were limited by the worst market condition during Global Financial Crisis. Overall, BIN is good at controlling on its expenses and net income generation compare to the performance of LAG. . 2. 4 ASSET UTILIZATION (AU) Definition: see footnoted Figure 9 The AU ratio of LAG fluctuated seriously from 2007 to 2012. Due to given the negative impact of SGF, the AU dropped continuously to 0. 71% in 2009. As we mentioned previously, the central bank cut the interest rate to encourage people to take loan from the bank. Therefore, the total asset stayed at a higher level from 2009 to 2012. However, according to low interest rate and also some of customers were default to pay back, the total operating income did not change much.From 2009 to 2010, AU starts to recover to higher level. Unfortunately, the AU decreased sharply again from . 17% to 0. 47% due to the European debt crisis. The AU sti ll maintained at lower level during 2010 to 2012, because the pound was depreciated in this weak economic period, LAG faced loss in their oversea investment property and securities, consequently, the total operating income decreased to about E,mom during the debt crisis. LAG provided a declining pattern over 2007 to 2012, but again, the impact of debt crisis to the bank was greater than the impact of SGF.In term of Buns AU, it had been dropped down to 0. 46% in regards to the history low total operating income, given only Ð ²?3,mom in 2008. It recovered quickly afterwards and went back to 0. 63% in 2010. The AU ratio fluctuated by the European debt crisis again in later 2011 and 2012, however, as we mentioned above in the PM part, the Global Financial Crisis affected the bank much more than the effect on debt crisis. Comparing LAG and Buns All's, both of them had greater effects by SGF but the impact of debt crisis was not significant on BIN. . 2. 5 EQUITY MULTIPLIER (ME) Definitio n: see footnoted Figure 10 In term of Lag's ME, The figure increased nearly half of ME from 28. 4 to 44. 96 in 2008. The higher ME indicated that LAG used more debt to finance its assets which in turn increased the leverage level and risk exposure during SGF 2008. In order to reduce its leverage level, ME quickly dropped down to 23. 29 in 2009 even lower than in 2007 and gradually went down in the following years, noticed that the ME only shown at 20. 69 in 2012.As LAG is one of the reliable and stable banks in British, even though they experienced SGF and European debt crisis, they are able to recover quickly. Regarding to the ME of BIN, it had been increased to 35. In 2008 but had a greater decreased of 10 in the following year and still gradually went down in continuous years. Considering BIN changed its liability structure twice respectively in 2009 and 2011, in which shifted the major capital raising activity between derivatives trading and deposits.BIN attempted the first chan ge in order to minimize the risks and reduce the leverage level due to the high ME in the previous year. In 2011, after the European debt crisis, the bank again changed its major capital raising activity back to trading on financial instruments instead of relying on posits. This change had been reduced its ME ratio continuously which given that only around 20 in 2012 (the lowest from 2007 to 2012) It explains that BIN is good at controlling its leverage level and managing risks very well via adjusting the Banks structure. In conclusion, LAG and BIN have similar performance from 2007 to 2012.The ME of these two banks both had a greater Jump up in 2008 and respectively increased their risk exposures and the leverage ratios. However, the EMUS dropped quickly in later years due to both banks managed the risk via reduce their debt to enhance its assets or maintaining capital structure in order to reduce risks and leverage level. 1. 2. 6 Market Indicators Share Prices LAG Regarding LAG, t he share price stays at EYE per share in 2007 to late 2008. However, due to the SGF happen at the end of 2008, the share price decreasing dramatically to around E per shares.Furthermore, the European debt crisis also happen flow the SGF, the share price decreasing further around E per share. Base on the data shows that, over these six years, the share price of LAG is decreasing around 89. 1 BIN The highest share price of BIN Paris was up to Ð ²?94. 7 per share during mid-2007, it collapsed in later 2008 and down to history low Ð ²?21. 39 per share in early 2009. However, the share price went back on track quickly in the same year, given that volatile at the range around Ð ²?50 per share until mid-2011.According to the share price pattern of BIN, the impact of SGF on the share price was dramatically huge, but the bank effectively reacted on the massive change of market, it adjusted its capital structure in 2009, such as reduced the risk exposure via decreasing the risky derivative s trading and relying more on deposits, meanwhile increased the issue of bet securities particularly in bonds, which indicated to generate more efficient cash flows in case of the deposits was not enough to rely on. Project 2 2. 2 Market Risk 2. . 1 Introduction of market risk Market risk is defined as a risk for those investors to experience economic losses of value from the affected market performances, whether it's treatable or not. It is the risk that cannot be diversified. Some of risk factors could be observed, such as interest rates, exchange rates; there are also some factors may not be observed such as correlations which are based on statistical analysis. It includes interest rate risks, currency risks, and equity risks, see footnotes.